Schedule a Financial Consultation
At Hollander Lone Maxbauer, located in Southfield, MI, we are dedicated growing, accumulating, and managing your wealth. Through our comprehensive menu of services, our experienced financial advisors will guide you through every phase of life, from planning your present to securing your future and the future of others.
Estate Planning
Part of life is about planning for death. With effective estate management, you have support managing your affairs in your lifetime and establish a say in how your wealth is distributed after you are gone. Estate planning essentials cover a host of financial and healthcare matters including:
- Last will and testament: Names a trustee and executor of the will, identifies a guardian for minor children, makes specific bequests, and names a trustee for assets.
- Living trust: Holds and protects assets while still allowing the use of them during a person’s lifetime. Directs the distribution of assets to beneficiaries after death, avoids probate, and ensures privacy.
- Healthcare directive: Addresses end-of-life medical care with personal wishes and instructions formalized, such as do-not-resuscitate (DNR).
- Power of attorney: The authorization of a person to speak on your behalf should you be unable to speak for yourself regarding private, medical, financial, or business matters.
Financial Planning
Individuals, families, and businesses are wise to get professional assistance with financial planning. Wealth management is about more than just the basics, it’s the structuring of an entire financial picture, no matter your age or stage in life, whether you’re just starting out or headed for retirement.
From debt management to investment, from buying a new home to investing in a second home, your short-term and long-term goals are addressed and worked toward so you can enjoy the life you want. Risk management, estate planning, investments, tax exposure, and more are discussed and managed to create the most positive and thriving financial present and future.
Retirement Planning
Retirement planning is an essential part of your financial future. You need to know where your income will come from in retirement – Social Security, personal savings, IRAs, 401(k), and pension are all likely sources. Some people want or need to work in some capacity too, but it’s better to determine where you stand before you close-up shop so you’re ready for retirement and are clear on your income sources.
Careful retirement planning is also about mapping out your financial future so you’re comfortable for the rest of your life. What you’ve earned and saved over the years and the income you will continue to generate must all be evaluated to maximize tax efficiency, optimize growth, reduce risk, and plan your legacy.
Investment Management
An investment portfolio carefully crafted with your financial advisor is the smart way to manage your financial goals, risk tolerance, and timeline so your financial picture comes together as envisioned. Investing isn’t always easy, but with financial expertise and professional advice, you can come to understand the market and economic environment and how they support or interfere with your investment goals.
Risk Management
There are different types of insurance that transfer a person’s financial risk to an insurance company. Developing a sound insurance strategy is one way to protect your family from the financial fallout of a major health event or accident. The most common types of insurance include:
- Universal life insurance
- Extended care insurance
- Personal insurance
- Liability insurance
- Life insurance
- Cyber liability insurance
Financial Planning Services and Estate Management
Whatever your financial questions or planning needs, Hollander Lone Maxbauer is prepared to guide you to a strong financial foundation for the present and future. Schedule a consultation to discuss your money management and financial planning goals, whether you’re starting out in your career or ready to head into the joys of retirement. We are here to help you feel secure in all your financial decisions.
The Hollander Lone Maxbauer Article Center
How Much Life Insurance Do You Need?
Using Trusts to Manage Wealth: What Investors Should Know
Most Common Estate Planning Missteps
Our Process
Discover
We want to know you! What makes you tick? Your goals and dreams, career and financial history, cash-flow, tax considerations, and family & estate planning. We also want to know about your relationship with money and what you really value in life. What motivates and interests you and what your vision of financial freedom is.
Recommend
We build a comprehensive summary and a plan of action. Considering many “what-if” scenarios and potential outcomes, we determine together an appropriate blueprint and strategies for addressing your ongoing objectives.
Implement
Execution is continuous, but in the first 90 days we’ll build the financial foundation. We’ll load and customize your personal financial dashboard, begin coordinating assets and liabilities from all sources, consider wealth protection and tax strategies, and construct your portfolio to give you a total snapshot of your finances in real time – accessible 24/7.
