As a homeowner, are you responsible for the damage caused by a tree on your property that hits your neighbor’s home or other insured structure, such as a garage or shed? In most cases, the answer is “no.” When such damage occurs to your neighbor’s home due to forces outside your control (e.g., weather events), … Read more
Nearly 60% of Americans do not have a home inventory of their possessions, and of those that do, 48% do not have any receipts evidencing their value.¹ It’s great to have insurance against damage and loss, but if you can’t show proof of your possessions, it may result in a protracted settlement process with your … Read more
Liability insurance for directors and officers is not just for large public companies; it can be an equally valuable risk management tool for smaller businesses. Directors and Officers (D&O) liability insurance helps protect directors and officers of public and private for-profit businesses of all sizes, as well as non-profit organizations, and educational institutions. A D&O … Read more
An estimated 721,000 vacation homes sold last year. That’s down nearly 22% from the year before.¹ When it comes to insuring your second home, you may find that the coverage you need is quite different from what you have on your primary home. THE UNIQUE RISKS OF A SECOND HOME Your current homeowners policy may allow for … Read more
The backyard pool can be great summer fun, but it can also be a source of danger for children. Hundreds of children fatally drown every year. In fact, drowning is the leading cause of preventable death among children ages 1-4.1,2 If you have a pool or spa, here are seven simple tips to keep your … Read more
The stories of social media fails are legendary—companies using inappropriate humor regarding serious social issues, typographical errors, and pop references that backfire. These examples represent reputational issues that can affect your company’s brand and its sales. The mistakes in social media marketing that make the headlines can obscure other forms of risks presented by social … Read more
According to the most recent estimates from the US Census Bureau, the population of people over the age of 55 grew twenty times faster than the population of people younger than 55 between 2010 and 2020. The fastest growing age group was people between the ages of 65 and 74, who experienced a nearly 50% … Read more
If you are like most homeowners, you love selecting the fixtures, fabrics, and paint colors of your home improvement project. But there is one very important item that you may overlook—making certain you are properly insured. WHY PROPER INSURANCE MATTERS You may need to review your insurance before beginning any home improvement project since it … Read more
About 12.6 percent of all motorists, or one-in-eight drivers, do not have automobile insurance, according to the Insurance Research Council.¹ Having the misfortune to get into an accident with an uninsured motorist may have serious financial consequences, depending upon the state in which you reside and whether it is a “no-fault” or “tort” state. In … Read more
With the children now out of the house, financial priorities become more focused on preparing for retirement. At this stage, you may very likely be at the height of your earning power and fast approaching peak savings as you lay the groundwork for retirement. During this final leg to retirement—and throughout your retirement period—wealth protection … Read more
A growing family, by definition, means growing financial obligations—both present and in the future. Raising children can increase your insurance needs and heightens the urgency for being properly prepared. AUTO When a child becomes a new driver, one choice is to add the teenager to the parents’ policy. You may want to discuss with your … Read more
The transition to adulthood is an exciting new stage that marks true independence. You may have graduated college, taken your first job, and even rented your first apartment. With this new freedom come real responsibilities, including protecting yourself from the financial risks life presents. AUTO Once you are no longer covered on your parent(s) policy, … Read more
Our Partners:
