With the fourth quarter underway—historically the best quarter for stocks, by the way—2022 is fast approaching. While a lot can still happen between now and the end of 2021, we don’t think it’s too early to start thinking about what stocks might do next year. We see a favorable economic environment for stocks in 2022, … Read more
The home buying process is rewarding, but also tedious. In fact, deciding that you’re interested in purchasing a house is just the first step. Where do you turn next? Consider making an appointment to meet with a mortgage broker. Below are five things to have in order before you make the call to schedule an … Read more
THE GOLDEN RULE OF FINANCIAL PLANNING: IF YOU CAN PLAN IT, YOU CAN PURSUE IT Over the past July 4th, we celebrated our country’s history of declaring independence and guaranteeing basic human freedoms. But true freedom includes financial independence, as well. Self-sufficiency isn’t guaranteed, but every one of us has the opportunity to achieve it. … Read more
Imagine your reaction to the following scene: You return home from work one night to find your teenage daughter running gleefully about with a letter in her hand. When you calm her down, she tells you that she has just been accepted to the incoming freshman class of a highly regarded private college. After she … Read more
To accumulate wealth, people may choose to invest their money into various types of investments. Investing creates opportunities that otherwise would be difficult to manage due to the consistency of contributing to the investment. However, investing involves risks including possible loss of principal. No investment strategy or risk management technique can guarantee return or eliminate … Read more
First and foremost, this week’s commentary should not be construed to suggest that we are saying stocks will go up forever. We are also not saying that stocks are immune from a pullback in the final four months of 2021. Corrections are a normal part of investing and the S&P 500 Index has yet to … Read more
QUANTITATIVE EASING AND SHORT-TERM RATES NEAR ZERO COULD BE ENDING SOON Federal Reserve Chair Jerome Powell seems to have capitulated on plans to taper the Fed’s stimulus program as of mid-July, causing the bond market to rally and the stock market to hit new highs. But economic data sets are still disappointing and rising interest … Read more
We all make mistakes, and through them, we learn. But when it comes to finances, trial-and-error may not be the most suitable approach for you. Maybe you’re making some simple mistakes that can be fixed with a little bit of effort. Your financial professional can help. FIVE FINANCIAL MISTAKES TO AVOID Avoiding some of the … Read more
The term stagflation has been circulating increasingly in the financial media as inflation readings have risen sharply in recent months. The term is often associated with the 1970s, which saw runaway inflation—largely driven by sky-high energy prices—and lackluster economic growth. Stagflation and a return to the weak equity markets of the 1970s would be understandably … Read more
The student loan landscape has changed dramatically since the beginning of the COVID-19 pandemic. From the suspension of interest payments on federal student loans to tax incentives for employers who pay their employees’ student loans, there are a number of new programs available to help make student loan repayment cheaper and simpler. Below, learn more … Read more
Corporate America did it again. Companies blew by estimates and made strategists and analysts look silly (though we humbly suggest that we may have looked less silly than most in our earnings preview on July 12). S&P 500 earnings growth did not surprise by quite as much as in the first quarter, but came pretty close—boosted by … Read more
What is Net Investment Income Tax? If you have taxable income over $200K, you may need to calculate net investment income tax when you prepare and file your tax return. This tax, which is a 3.8% surtax on the lessor of the total net investment income or the excess of modified adjusted gross income (MAGI) … Read more
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