Recent government and economic changes have many people considering early retirement at a time that is financially fraught. An unknown future is a scary place to be, but it’s manageable with guidance. If you’re on the cusp of hanging up your professional hat forever – at least in the field you’re in now – consider … Read more
Strategizing for retirement is its own unique financial planning act. Money will come in differently than it does now. Living will feel different. Goals will shift. Working with retirement experts to create a customized financial plan will help you feel confident about supporting yourself during what’s ahead and make you fall in love with your … Read more
Small business owners must have a financial plan that is designed to evolve professionally and personally. The most successful business owners seek ongoing support from a financial expert to ensure their enterprise is on track to meet business goals now and in the future so they can enjoy what it feels like to thrive and … Read more
Cryptocurrency has been a buzzword for years, but does this digital currency have a place in everyone’s financial planning? Understanding cryptocurrency like Bitcoin and Ethereum and how they work helps conscientious planners determine whether this method of investing is best for their financial present and future. What Is Cryptocurrency? Cryptocurrency is a modern form of … Read more
No one is immune from cyber threats. Data breaches are common for businesses small and large, and all companies need risk management as an essential component of a successful business plan. The steps to make this security work are not difficult, but it is essential to be diligent about enforcement to avoid cyberattacks and financial … Read more
Teachers need financial planning as much as anyone, especially young professionals just starting out in their chosen career. While many new educators are thrilled to have gainful employment doing what they went to college to learn, it’s also important to think beyond the present. Financial planning for the future is essential for every teacher. Reachable … Read more
Being responsible for aging parents means free time as an adult has been altered, whether you have children still at home or an empty nest. Everyone in the sandwich generation quickly discovers the burdens of caretaking are emotional and mental, but especially financial. Provide for aging parents while protecting your own assets and using your … Read more
Gathering facts, numbers, documents, and names together to establish or edit estate planning documents is a lot of work and a serious undertaking. It helps to have the support of your financial advisor to guide you in getting these materials just right, especially when it comes to the financial aspects of your power of attorney. … Read more
Qualified charitable distributions (QCDs) are distributions made directly from an IRA to a qualified charity. Such distributions may be excluded from income and count toward satisfying any required minimum distributions (RMDs) you would otherwise have to receive from your IRA. Individuals age 70½ and older can make QCDs up to $105,000 (in 2024, $100,000 in … Read more
When January 1 rolls around, it doesn’t automatically mean you’re a new person or that the year ahead will be any different than the year before. However, the beginning of a new year is an excellent time to reevaluate your financial planning efforts – or finally get something started that you’ve wanted to do for … Read more
Everyone does retirement their own way, depending on how long you’ve worked, how long you plan to work, and what your goals are for after you’ve waved goodbye to the daily grind. No matter your career or lifestyle, essential steps for retirement planning are consistent across the board and keeping these in mind with help … Read more
What constitutes a gift to charity? A gift to charity is simply a gratuitous transfer of property to a charitable organization. The key is that your gift must be some kind of property–your time or personal services do not count. There are several different types of property that can be donated to charity, and a … Read more
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