retirement planning hollander lone maxbauer

3 Essential Steps for Retirement Planning

Everyone does retirement their own way, depending on how long you’ve worked, how long you plan to work, and what your goals are for after you’ve waved goodbye to the daily grind. No matter your career or lifestyle, essential steps for retirement planning are consistent across the board and keeping these in mind with help … Read more

Hollander Lone Maxbauer blog Alzheimers

Alzheimer Drug Trials 

Nearly 7 million Americans aged 65 and older are living with Alzheimer’s dementia today. This number is predicted to increase to 13.8 million by 2060 unless there is some type of medical breakthrough that slows down the disease or outright cures it. Alzheimer’s remains the fifth-leading cause of death among Americans aged 65 and older … Read more

A “recipe” for Retirement Savings

Do you ever dream of the day when you can retire and pursue your interests, travel, or simply relax from the pressure of the daily grind? In the past, retirement planning was a simpler process. Many retirees could count on employer-provided pension plans coupled with Social Security to furnish an adequate post-retirement income. Unfortunately, these … Read more

The Retirement Parity for Student Loans Act

Student loan debt statistics for the U.S. in 2021 show that 45 million borrowers owe almost $1.7 trillion in debt related to higher education.[i] For people entering the workforce out of college or those otherwise trying to balance student loan debt with mortgage or rent payments, auto loans, credit cards, and other expenses, the desire to … Read more

The Rule of 55: What Do You Need to Know?

If retirement is on your horizon, you may not expect to be able to withdraw any funds from your 401(k), 403(b), or other tax-deferred plan until you reach age 59.5—unless you want to pay a 10 percent penalty.[1] However, one little-known IRS rule allows you to begin making penalty-free withdrawals from a tax-deferred account at age … Read more

Retirement Planning: To Roth or Not to Roth?

When saving for retirement, it often makes sense to contribute to employer-sponsored retirement plans to take advantage of any available employer match opportunities. However, not everyone has access to an employer-sponsored plan. Even if you do, there are reasons you may want to consider using Traditional and/or Roth IRAs to supplement your retirement savings. There … Read more

Your Retirement Planning

Many of us remember the phrase “too big to fail” from the 2008 financial crisis and cringe now that its use has been resurrected during the coronavirus pandemic. Others remember that the term was also used in 1984 by U.S. Congressman Stewart McKinney when he talked about the FDIC’s intervention with Continental Illinois, which became … Read more