Some people refine a plan for retirement long before their final date of employment. Their goal is clear and they are ready to step into the next stage of life when it arrives. Others aren’t sure where to start when it comes to planning for a future that might be decades away from where they … Read more
No one truly “gets lucky” when it comes to investments or retirement. Luck is not a successful financial planning strategy for anyone. Good fortune comes from making careful decisions, thoughtful adjustments, and riding the inevitable waves of unpredictability. Focus on key areas with your financial advisor when it comes to strategizing your financial present and … Read more
Recent government and economic changes have many people considering early retirement at a time that is financially fraught. An unknown future is a scary place to be, but it’s manageable with guidance. If you’re on the cusp of hanging up your professional hat forever – at least in the field you’re in now – consider … Read more
Strategizing for retirement is its own unique financial planning act. Money will come in differently than it does now. Living will feel different. Goals will shift. Working with retirement experts to create a customized financial plan will help you feel confident about supporting yourself during what’s ahead and make you fall in love with your … Read more
Everyone does retirement their own way, depending on how long you’ve worked, how long you plan to work, and what your goals are for after you’ve waved goodbye to the daily grind. No matter your career or lifestyle, essential steps for retirement planning are consistent across the board and keeping these in mind with help … Read more
Whether you have a prenuptial agreement in place or not, whether your divorce is amicable or not, you are no longer part of a pair. You’re flying solo, for now, and that means the joint money decisions you used to make must be altered to suit a newly single lifestyle. Working with a financial advisor … Read more
The most effective financial strategy is not the same for every person. Your money goals are unique and your current financial status is too, as well as your fiscal future. Examining the strategies available to you with help from an experienced financial planner allows you to make effective plans for now and later. 5 of … Read more
You’ve worked hard your whole life and you’re ready to start thinking retirement. Now is not the time to rest on your laurels or to assume that Social Security alone will take care of your needs as you age. Smart retirees plan ahead, whether you’re ready to hang it up within months or whether you … Read more
Nearly 7 million Americans aged 65 and older are living with Alzheimer’s dementia today. This number is predicted to increase to 13.8 million by 2060 unless there is some type of medical breakthrough that slows down the disease or outright cures it. Alzheimer’s remains the fifth-leading cause of death among Americans aged 65 and older … Read more
Do you ever dream of the day when you can retire and pursue your interests, travel, or simply relax from the pressure of the daily grind? In the past, retirement planning was a simpler process. Many retirees could count on employer-provided pension plans coupled with Social Security to furnish an adequate post-retirement income. Unfortunately, these … Read more
Student loan debt statistics for the U.S. in 2021 show that 45 million borrowers owe almost $1.7 trillion in debt related to higher education.[i] For people entering the workforce out of college or those otherwise trying to balance student loan debt with mortgage or rent payments, auto loans, credit cards, and other expenses, the desire to … Read more
Even if you’re saving money in a 401(k), IRA, or another type of retirement account, you may not be paying much attention to the specific rules and regulations governing these accounts. After all, if you’re years away from retirement, many of these regulations are likely to change. But a major part of retirement planning involves … Read more
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