November is a month to celebrate the sacrifice that many caregivers make to take care of loved ones during the most challenging periods of their lives. Being a caregiver sometimes leads to stress, over-exhaustion, and burn-out. So, for this National Family Caregivers Month, why not support your family caregiver with the few simple suggestions listed … Read more
Rock legend and Black Sabbath front man Ozzy Osbourne revealed that he’s been diagnosed with Parkinson’s disease. In an appearance on Good Morning America, the now 71-year-old musician said he was diagnosed with the neurodegenerative disorder last February. “I feel better now that I’ve owned up to the fact that I have a case of … Read more
If you have a child in kindergarten, you may want to dust off a report from 2015 that explains just how expensive raising kids can be. And it’s downright frightening. Back in 2015, the US Department of Agriculture released the Expenditures on Children by Families Report with the scary title: “The Cost of Raising a … Read more
A whopping 70 percent of adults in their 20s through 50s fear that the Social Security program might be reduced or eliminated by the time they retire, and don’t know what to expect.1 It’s important for all adults to be informed of what awaits them when they reach Social Security retirement age. Read on for eight … Read more
With more and more seniors aging in place, the rise in caregivers who are not health professionals has begun to increase as well. Informal caregivers may find that their work is rewarding, since they ensure that their loved one is getting the care they need and able to live their twilight years how they want; … Read more
September is National Life Insurance Awareness month. And while most of us likely recognize that life insurance provides us peace of mind and security, there may be a few things you don’t know. LIFE INSURANCE IS NOT JUST FOR THE YOUNG Many people – but not enough – will buy life insurance in young adulthood. … Read more
Life insurance can be an excellent tool for charitable giving. Not only does life insurance allow you to make a substantial gift to charity at relatively little cost to you, but you may also benefit from tax rules that apply to gifts of life insurance. WHY USE LIFE INSURANCE FOR CHARITABLE GIVING? Life insurance allows … Read more
Your life insurance needs change as your life changes. When you are young, you may not have a need for life insurance. However, as you take on more responsibility and your family grows, your life insurance needs increase. Your needs may then decrease after your children are grown. You should periodically review your needs to … Read more
Have you ever wondered how much life insurance is “enough”? One general rule of thumb says that you should buy an amount equal to five to seven times your annual income. Sure, it may be a reasonable guideline, but this method does not relate life insurance needs to your personal financial goals. A better method may be … Read more
Like anyone else, you want a life insurance policy that meets your needs and budget. But how do you find the right policy when there are so many to choose from and many of them seem so similar? The key is knowing how to compare policies and evaluate the results. KNOW WHAT YOU WANT–AND COMPARE … Read more
As the coronavirus crisis hit a fever pitch in late March 2020, Congress passed an unprecedented $2.2 trillion relief package known as the Coronavirus Aid, Relief, and Economic Security (CARES) Act. While much of the CARES Act focuses on keeping businesses afloat in these troubled times, certain provisions are intended to provide direct aid to … Read more
Cybercriminals are using the pandemic for commercial gain, deploying a variety of ransomware and other malware. Both APT groups and cybercriminals are likely to continue to exploit the COVID-19 pandemic over the coming weeks and months. Threats observed include: Malicious cyber actors rely on basic social engineering methods to entice a user to carry out … Read more
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